USDT to XMR: swap Tether to Monero
USDT to XMR swaps the Tether stablecoin for Monero. Because USDT tracks the US dollar, the amount of XMR you get closely follows the XMR/USD price. No account, no KYC.
- Rate now
- 1 USDT ≈ 0.00166626 XMR
- 24h change
- -6.03%
- Minimum
- 50.0651 USDT ($50)
- Spread
- 0.5%, rate locked per order
Order
Send exactly
on the network to:
- You get (locked)
- Rate
- Your address
- Payout transaction
- Created
- Send the exact amount above from your wallet.
- We check the deposit wallet, and once your deposit confirms we send the amount quoted above to your address, even if the price has moved since.
- This page updates by itself. Keep your order ID to check later on the Track order page.
Questions? Email service@silentxmr.com with your order ID.
How much XMR you get
Estimates at 05:26 UTC Kraken prices, after the 0.5% spread. Your exact amount is locked when you create the order.
| You send | You get | Value (USD) |
|---|---|---|
| 50 USDT | 0.083313 XMR (below minimum) | $49.94 |
| 100 USDT | 0.166626 XMR | $99.87 |
| 250 USDT | 0.416565 XMR | $249.68 |
| 500 USDT | 0.833129 XMR | $499.35 |
| 1000 USDT | 1.6663 XMR | $998.70 |
| 2500 USDT | 4.1656 XMR | $2,496.75 |
| 5000 USDT | 8.3313 XMR | $4,993.50 |
| 10000 USDT | 16.6626 XMR | $9,987.00 |
XMR per USDT, last 30 days
Daily XMR/USD closes from Kraken (USDT and USDC track the dollar).
Last 7 days
| Date | 1 USDT in XMR (market) | Change |
|---|---|---|
| 18 Oct 2026 (so far) | 0.0016798 XMR | -4.26% |
| 17 Oct 2026 | 0.0017546 XMR | -2.24% |
| 16 Oct 2026 | 0.00179485 XMR | -1.52% |
| 15 Oct 2026 | 0.00182256 XMR | +0.16% |
| 14 Oct 2026 | 0.0018197 XMR | -0.21% |
| 13 Oct 2026 | 0.00182349 XMR | -3.97% |
| 12 Oct 2026 | 0.00189883 XMR | +1.99% |
Why swap USDT to XMR?
USDT is the most common way to hold dollars in crypto. Swapping USDT to XMR is a direct route from a dollar balance into Monero, without buying bitcoin in between.
Before you send
Your USDT deposit
USDT is accepted on three networks: Tron (TRC-20), Ethereum (ERC-20) and Solana (SPL). Pick the same network your USDT is on. Each network has its own deposit address, and USDT sent on the wrong network can be lost.
Your XMR address
You receive XMR at a Monero address starting with 4 or 8.
Good to know
Network fees differ a lot: sending USDT on Ethereum usually costs more than on Tron or Solana. Check the fee in your wallet before you send.
How to swap USDT to XMR
Enter the USDT amount
The estimate shows how much XMR you get at the live rate. It must be worth at least $50.
Add your XMR address
You receive XMR at a Monero address starting with 4 or 8..
Send and track
Send the exact amount to the deposit address on your order. Your order page shows when the deposit arrives and when your XMR is sent.
Questions
How much XMR do I get for 1 USDT?
At 05:26 UTC on 18 Oct 2026, 1 USDT gets about 0.00166626 XMR after the 0.5% spread. The rate is Kraken's last price minus a 0.5% spread, and it is locked when you create your order.
What is the minimum USDT amount?
The minimum is $50 worth of USDT, which is about 50.0651 USDT at the current price.
How long does a USDT to XMR swap take?
Your deposit first needs confirmations on the network you sent it on network. After that we send your XMR and add the transaction ID to your order page. If it is taking longer than you expect, email service@silentxmr.com with your order ID.
Is the USDT to XMR rate fixed?
Yes. The rate is locked when you create your order, so you receive the quoted amount even if the price moves before your deposit confirms.
Which network should I send USDT on?
USDT is accepted on three networks: Tron (TRC-20), Ethereum (ERC-20) and Solana (SPL). Pick the same network your USDT is on. Each network has its own deposit address, and USDT sent on the wrong network can be lost.
Do I need an account to swap USDT to XMR?
No. You enter an amount and your XMR address. We don't ask for a name, email address or ID.