Comparison · facts checked October 18, 2026
FixedFloat alternative for swapping Monero (XMR)
FixedFloat, now at ff.io, is an automated swap service that publishes its fees: 1% on fixed rates and 0.5% on float rates. SilentXMR also publishes one number, a 0.5% spread, and locks it with no time limit. Here is how they compare.
The short version
- FixedFloat: automated, no registration, XMR supported. Fixed rate: 1% plus network fee, frozen for 10 minutes. Float rate: 0.5% plus network fee, set when your deposit confirms.
- SilentXMR: a 0.5% spread on Kraken's last price, locked when you create the order with no expiry. Payouts are sent by hand.
- Pick FixedFloat for more coins and automated processing. Pick SilentXMR for a fixed quote at 0.5% that does not run out.
Order
Send exactly
on the network to:
- You get (locked)
- Rate
- Your address
- Payout transaction
- Created
- Send the exact amount above from your wallet.
- We check the deposit wallet, and once your deposit confirms we send the amount quoted above to your address, even if the price has moved since.
- This page updates by itself. Keep your order ID to check later on the Track order page.
Questions? Email service@silentxmr.com with your order ID.
What FixedFloat is
FixedFloat says it is not custodial and needs no registration. Its terms name FFGX Group LLC, registered in Georgia, as the operator, and the old fixedfloat.com domain now redirects to ff.io. FixedFloat does not publish how many coins it supports; on 18 October 2026 its currency list had about 40 coins across 66 active coin and network options (our count), XMR among them.
Its fees are published: 1% plus the network fee on a fixed rate, and 0.5% plus the network fee on a float rate, included in the rate shown. A fixed rate freezes for 10 minutes. Its terms say the fixed amount is paid only if your transaction reaches the network within that time, the amount is exact, and the market rate has not moved more than 1.2%; otherwise you can continue at the new rate or take a refund minus the network fee. A float-rate order expires after 30 minutes, and its final rate is set once your deposit has the required confirmations.
On ID checks, its terms say you do not have to register or provide personal data to swap. An order can be suspended when the funds sent are clearly related to criminal activity, to ask about their origin, and identity verification is described as an exception for some of those cases.
SilentXMR vs FixedFloat
Facts about FixedFloat come from its own website, documents and announcements, checked on October 18, 2026. "Not published" means we could not find it stated there.
| Feature | SilentXMR | FixedFloat |
|---|---|---|
| Type of service | A single swap service for Monero. Every swap starts or ends in XMR. | Automated swap service. |
| Monero (XMR) | Yes, on every pair, in both directions. | Yes, to and from XMR. |
| Coins and networks | BTC, ETH, LTC, SOL, USDT (ERC-20, TRC-20, SPL) and USDC (ERC-20, SPL), each to and from XMR. | No total published. About 40 coins on 66 active coin and network options (our count, 18 October 2026). |
| Account | None. | Not needed; optional. |
| ID checks (KYC) | No name, email address or ID requested. | No registration or personal data needed. Orders with funds linked to crime can be suspended; ID checks only "as an exception". |
| Fees and pricing | Kraken's last price minus a 0.5% spread, shown before you send. You receive the quoted amount. | Fixed rate: 1% + network fee. Float rate: 0.5% + network fee. |
| Minimum and maximum | $50 worth. Above $50,000, contact support first. | Shown on the site and changes over time. |
| Rate | Locked when you create the order, with no expiry, even if the price moves before your deposit confirms. | Fixed: frozen for 10 minutes, and void if the market moves more than 1.2%. Float: set when the deposit confirms. |
| Who holds the coins during the swap | You send to the deposit address on your order and we send the payout to your address. You trust SilentXMR between the two. | Says it is non-custodial and does not store funds on balances. |
| Fiat (bank, card, cash) | No. Crypto to crypto only. | No fiat options found on its site. |
| How you receive the coins | Deposits are checked and payouts sent by hand after your deposit confirms. Follow it with your order ID. | Automated after the required confirmations. |
Ready to swap? Lock your XMR rate now.
- Kraken's live price minus 0.5%. You see exactly what you get before you send.
- Your rate is locked the moment you create the order. No countdown, no re-quote.
- BTC, ETH, USDT, USDC, LTC or SOL in, XMR out to your address. Or the other way round.
When FixedFloat may suit you better
- You want more coins than SilentXMR's six.
- You want automated processing, and a 10-minute window is enough for your deposit.
- You want a float rate that follows the market until your deposit confirms.
When SilentXMR may suit you better
- You want a fixed quote at 0.5% rather than 1% plus the network fee.
- You want that quote to hold until your deposit confirms, without a 10-minute window or a 1.2% market-move limit.
- You only need XMR to or from BTC, ETH, USDT, USDC, LTC or SOL.
Swapping to XMR on SilentXMR instead
Choose the coin you send, enter your Monero address and create the order. You see the amount of XMR you will get, based on Kraken's last price minus 0.5%, and that amount is locked with the order. Send the exact amount to the deposit address shown; there is no countdown.
Payouts are sent by hand once your deposit confirms, so a swap takes longer than an automated one. Keep your order ID to follow it.
Pick a coin and amount
The estimate updates from Kraken's live price as you type.
Add your receiving address
For XMR, paste the receive address from Feather, Cake or any Monero wallet.
Send and track
Send to the deposit address on your order. Your order page shows when we've received it and when your coins are on their way.
Swap pairs
Get Monero in your own wallet. No account, no ID.
- Kraken's live price minus 0.5%. You see exactly what you get before you send.
- Your rate is locked the moment you create the order. No countdown, no re-quote.
- BTC, ETH, USDT, USDC, LTC or SOL in, XMR out to your address. Or the other way round.
Questions
Is FixedFloat the same as ff.io?
Yes. fixedfloat.com now redirects to ff.io, and its terms name FFGX Group LLC, registered in Georgia, as the operator.
What fees does FixedFloat charge?
According to its FAQ, 1% plus the network fee on a fixed rate and 0.5% plus the network fee on a float rate. SilentXMR's locked quote uses a 0.5% spread on Kraken's last price.
How long is a FixedFloat fixed rate valid?
10 minutes. Its terms say your transaction must reach the network in that time, the amount must be exact, and the market must not move more than 1.2%. Otherwise you choose between the new rate and a refund minus the network fee.
Does FixedFloat support Monero?
Yes, XMR is in its currency list in both directions.
Does FixedFloat require KYC?
Not normally. Its terms say no registration or personal data is needed. Orders with funds clearly linked to criminal activity can be suspended to ask about their origin, and identity verification is described as an exception.
Which is cheaper on a fixed rate?
FixedFloat charges 1% plus the network fee on a fixed rate. SilentXMR's spread is 0.5% on Kraken's last price, and you receive the quoted amount. The two use different price sources, so compare the final amount on both before you send. Questions about a SilentXMR swap go to service@silentxmr.com.
Sources
The FixedFloat pages we checked on October 18, 2026. Services change their terms, so check the current version before you rely on a detail.
- FixedFloat FAQ ff.io/faq
- FixedFloat Terms of Service (updated 2 October 2026) ff.io/terms-of-service
- FixedFloat: Bitcoin to Monero page ff.io/exchange/btc-to-xmr
SilentXMR is not affiliated with FixedFloat. Its name is used only to identify the service being compared.