Comparison · facts checked October 18, 2026
NonKYC alternative: swapping Monero (XMR) without an account
NonKYC is an order-book exchange with many XMR markets. SilentXMR is a swap service: no account and no balance, one order from your wallet to your address. Here is how they compare, using NonKYC's own pages and data.
The short version
- NonKYC: an exchange with an account and an order book, 15 XMR spot markets (including XMR/USDT and XMR/BTC), a 0.2% trading fee for most accounts, and no ID requested according to its terms. It holds your balance while you trade.
- SilentXMR: no account and no balance. You send from your wallet and get XMR at your address, at Kraken's price minus 0.5%, locked with no expiry.
- Pick NonKYC for limit orders and smaller coins against XMR. Pick SilentXMR for a one-off swap without opening an account.
Order
Send exactly
on the network to:
- You get (locked)
- Rate
- Your address
- Payout transaction
- Created
- Send the exact amount above from your wallet.
- We check the deposit wallet, and once your deposit confirms we send the amount quoted above to your address, even if the price has moved since.
- This page updates by itself. Keep your order ID to check later on the Track order page.
Questions? Email service@silentxmr.com with your order ID.
What NonKYC is
NonKYC describes itself as a platform for trading small and mid-cap digital assets, founded in 2023. It is a crypto-only exchange with an order book: you create an account, deposit coins, place orders and withdraw. Withdrawals need an email PIN and an authenticator code.
On 18 October 2026 its public market data listed 15 active XMR spot markets, including XMR/USDT, XMR/USDC and XMR/BTC, plus XMR pairs for several smaller coins. XMR deposits need 100 confirmations, and the XMR withdrawal fee was 0.0021 XMR. Trading fees start at 0.2% for most accounts and drop with 30-day volume or when paid in its own NKYC token.
Its terms say it does not require users to provide personal identification or go through verification. Its FAQ adds that accounts can be restricted during an investigation or because of suspicious activity. Like any order-book exchange, it holds your balance: most assets are kept in cold wallets and a small amount in hot wallets. NonKYC does not publish a company name or jurisdiction.
SilentXMR vs NonKYC
Facts about NonKYC come from its own website, documents and announcements, checked on October 18, 2026. "Not published" means we could not find it stated there.
| Feature | SilentXMR | NonKYC |
|---|---|---|
| Type of service | A single swap service for Monero. Every swap starts or ends in XMR. | Custodial order-book exchange, founded in 2023. |
| Monero (XMR) | Yes, on every pair, in both directions. | 15 XMR spot markets on 18 October 2026, including XMR/USDT, XMR/USDC and XMR/BTC. |
| Coins and networks | BTC, ETH, LTC, SOL, USDT (ERC-20, TRC-20, SPL) and USDC (ERC-20, SPL), each to and from XMR. | Small and mid-cap coins. No total published. |
| Account | None. | Required. Withdrawals need an email PIN and an authenticator code. |
| ID checks (KYC) | No name, email address or ID requested. | No personal identification required, per its terms. Accounts can be restricted during investigations. |
| Fees and pricing | Kraken's last price minus a 0.5% spread, shown before you send. You receive the quoted amount. | Trading fee 0.2% for most accounts, lower with volume or its NKYC token. XMR withdrawal fee 0.0021 XMR. |
| Minimum and maximum | $50 worth. Above $50,000, contact support first. | No deposit limits, per its FAQ. Withdrawal minimums not published. |
| Rate | Locked when you create the order, with no expiry, even if the price moves before your deposit confirms. | Order book: you trade at the prices of the orders you match, or set your own. |
| Who holds the coins during the swap | You send to the deposit address on your order and we send the payout to your address. You trust SilentXMR between the two. | Holds your balance: most assets in cold wallets, a small amount in hot wallets. |
| Fiat (bank, card, cash) | No. Crypto to crypto only. | No. Crypto only. |
| How you receive the coins | Deposits are checked and payouts sent by hand after your deposit confirms. Follow it with your order ID. | You withdraw from your balance to your address. XMR deposits need 100 confirmations. |
Ready to swap? Lock your XMR rate now.
- Kraken's live price minus 0.5%. You see exactly what you get before you send.
- Your rate is locked the moment you create the order. No countdown, no re-quote.
- BTC, ETH, USDT, USDC, LTC or SOL in, XMR out to your address. Or the other way round.
When NonKYC may suit you better
- You want an order book: limit orders, your own price, or repeated trading from a balance.
- You trade smaller coins against XMR. NonKYC lists XMR pairs that SilentXMR does not offer.
- You trade often and want volume-based fee discounts.
When SilentXMR may suit you better
- You want a one-off swap without opening an account or leaving a balance on an exchange.
- You want a quote fixed up front, Kraken's price minus 0.5%, instead of working an order book.
- You only need XMR to or from BTC, ETH, USDT, USDC, LTC or SOL.
- You want to send from any wallet and receive at your own address in one step.
Swapping to XMR without an exchange account
Choose the coin you send, paste your Monero address and create the order. You get a deposit address and the exact amount of XMR you will receive, locked from that moment. Send the exact amount, and the XMR goes straight to your address. There is no balance to withdraw.
Payouts are sent by hand after your deposit confirms, so allow some time. Your order ID lets you follow each step.
Pick a coin and amount
The estimate updates from Kraken's live price as you type.
Add your receiving address
For XMR, paste the receive address from Feather, Cake or any Monero wallet.
Send and track
Send to the deposit address on your order. Your order page shows when we've received it and when your coins are on their way.
Swap pairs
Get Monero in your own wallet. No account, no ID.
- Kraken's live price minus 0.5%. You see exactly what you get before you send.
- Your rate is locked the moment you create the order. No countdown, no re-quote.
- BTC, ETH, USDT, USDC, LTC or SOL in, XMR out to your address. Or the other way round.
Questions
What is NonKYC?
A crypto-only exchange with an order book, founded in 2023, that lists many small and mid-cap coins, including XMR markets against USDT, USDC and BTC.
Does NonKYC require ID?
Its terms say it does not require personal identification or verification. You still need an account, and its FAQ says accounts can be restricted during an investigation.
What fees does NonKYC charge?
Trading fees start at 0.2% for most accounts and fall with volume or when paid in its NKYC token. The XMR withdrawal fee was 0.0021 XMR on 18 October 2026. SilentXMR's spread is 0.5% on Kraken's last price, with no withdrawal step.
Does NonKYC hold my funds?
Yes, while they are on the exchange. It says most assets are kept in cold wallets and a small amount in hot wallets. On SilentXMR there is no balance: coins go from your wallet to the deposit address and the payout goes to your address.
Which is better for a one-off XMR swap?
If you only want to turn BTC, ETH, USDT, USDC, LTC or SOL into XMR once, a swap avoids opening an account and withdrawing afterwards. For limit orders or smaller coins, an order-book exchange fits better. Questions go to service@silentxmr.com.
Sources
The NonKYC pages we checked on October 18, 2026. Services change their terms, so check the current version before you rely on a detail.
- NonKYC: about nonkyc.io/about
- NonKYC: terms nonkyc.io/legal/terms
- NonKYC: FAQ nonkyc.io/faq
- NonKYC: fees nonkyc.io/fees
- NonKYC API: XMR asset (fees, confirmations) nonkyc.io/api/v2/asset/getbyticker/XMR
- NonKYC API: markets api.nonkyc.io/api/v2/markets
SilentXMR is not affiliated with NonKYC. Its name is used only to identify the service being compared.